Lonny Moore's Collision Repair

Liability coverage only pays for damage to another person's property. It does not cover damage to your property. You may purchase optional forms of coverage. 

Collision Coverage will repair or replace your covered vehicle in the event it it damaged in an accident, even if the accident is your fault.

Comprehensive Coverage covers perils such as fire, theft and vandalism. Both collision and comprehensive coverage typically require the owner to pay the first portion of the claim called the deductible.